Work with Award-Winning Mortgage Lenders
Make homeownership your reality!
Your home loan doesn't have to be complicated. As one of Utah's top credit union mortgage lenders, Canyon View Credit Union specializes in fast and affordable financing with a range of mortgages and home loans at competitive rates.
Today's Rates
Explore Mortgage Options
Select options below to learn more about the home loan that’s right for you!
First-Time Home Buyers
We can help
with every step
Refinancing Your HomeLower your payments
Construction Loans
We can help finance
your dream home
Adjustable Rate Mortgages
Start
off with a lower rate
Condominium Loans
A space of your own
without all the upkeep
Short Term Mortgages
Pay off your
home quickly
Second Mortgage
Access the equity in
your home
Home Equity Line of Credit
Get
an extra line of credit
Jumbo Home Loans
High-dollar loans
with low interest rates
FHA Loans
One of the most accessible
loans
VA Loans
Military veterans &
active military members
Reverse Mortgage
Provides seniors
useable cash
Contact a Mortgage Consultant
If you have questions about our mortgage products or would like a pro to help you determine the right loan for your unique needs, our team of mortgage consultants is here to help. Canyon View Credit Union mortgage consultants offer free consultations and can help you choose the right financing, secure a great rate, and ensure a smooth homebuying experience. Call us today to learn more about how we can help you own your dream home.
Frequently Asked Questions
What is a Home Loan?
A home loan (aka, a home mortgage) is an agreed-upon sum of money loaned to a borrower from a bank or credit union. The borrower pays the loan back every month over a predetermined period which could be anywhere from 5, 15, 20, and 30 years. You can use your home loan to purchase a:
- Single-family house
- Apartment
- Condo
- Townhome
- Many other home types
Getting a Home Loan in Utah?
At the time of this writing, the average property price in Utah is over $380,000. This cost makes it difficult for most people to purchase a home outright. A home loan provides the financing required to buy a home and spread the cost across monthly installments.
What are the Advantages of a Canyon View Credit Union Home
Loan?
Canyon View Credit Union offers the following benefits:
- No down payment options
- Low rates of interest
- Fast application process
- The opportunity to develop a relationship with a credit union, not a bank
How Do Utah Home Loans Work?
When you contact Canyon View Credit Union, we'll connect you with a mortgage advisor who will:
- Assess your financial circumstances
- Make sure you can afford a home loan
- Recommend the best mortgage products for you
Not all home loan and mortgage lenders in Utah do this.
Is It Easy to Apply for a Mortgage?
Canyon View Credit Union streamlines the entire home loan process from start to finish. Whether you are looking for first time homeowner loans or looking for a construction loan, our friendly and experienced mortgage advisors provide you with guidance at every stage of your new journey. You can apply for a home loan in Utah by calling us, visiting a local branch, or making an application online.
Loans are subject to credit approval and actual terms will depend on credit worthiness and equity position. Owner occupied, primary residence only. For example, a $500,000 sales price approved at 97% of value would require a down payment of $15,000. The minimum payment for a $485,000 loan at a 7.00% Rate (7.511% APR) for a 30-year term is $3,226.72. This payment example does not include taxes or insurance. Your actual payment may be higher. Consult a tax advisor regarding the tax deductibility of interest. Homeowner’s insurance will be verified. The monthly obligation will be determined by the total loan amount at the time of closing and the term and interest rate of the loan. See our Loan Calculators for specific examples. Some fees may apply that can range from $10.00 to $8,000. Membership is required and a minimum balance of $10 in primary savings must be maintained. Other restrictions may apply.