Checking Accounts That Pay You
Are you ready to get more out of your checking account? With a Dividends Checking Account from Canyon View Credit Union, you can enjoy the convenience of a traditional checking account while earning dividends on your balance. It's the perfect way to keep your money working for you without sacrificing access or flexibility.
What is a Dividends Checking Account?
A Dividends Checking Account combines the features of a checking account with the benefits of a savings account. While most checking accounts are primarily used for deposits, withdrawals, and everyday transactions, a dividend-bearing checking account allows you to earn dividends—on the money you keep in your account.
The best part? Canyon View Credit Union's Dividends Checking Account is designed to give you easy access to your funds while also helping your balance grow. You get all the flexibility of a traditional checking account plus the added benefit of monthly dividends on your balance.
How Dividend Rates Work
APY rates on your Dividends Checking Account are tiered and competitive compared to other financial institutions. Canyon View Credit Union offers transparent and attractive rates, and dividends are paid monthly on your average daily balance. Since these rates can fluctuate, it's important to stay up to date with the current rate offerings to maximize the growth of your balance.
Unique Features of Canyon View Credit Union's Dividends Checking Account
When you choose a Dividends Checking Account with us, you enjoy a range of benefits that set it apart from typical checking accounts. Here are some of the standout features:
- Monthly Dividends: You'll earn competitive dividends on your balance every month, turning your checking account into a tool that helps grow your savings.
- No Maintenance Fees: Many banks charge maintenance fees for checking accounts, but Canyon View Credit Union offers this account with no monthly maintenance fees or minimum balance requirements.
- Free Standard Checks: A free box of standard checks are available annually, making it easy to manage transactions that require paper checks.
- Free Cashier's Checks & Money Orders: Need a cashier's check or money order? These are offered at no cost to you.
- Free ID Theft Protection: This free feature helps guard against fraud and protects your personal information.
- 24/7 Online Banking: Canyon View Credit Union's online banking platform allows you to access your account at any time, providing full control over your finances.
- Get Paid Early: Set up direct deposit and you could get paid up to two days early. This is perfect for those looking to access their funds faster.
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Turn Every Purchase into Savings: Make saving effortless with Round-Up. Every debit card purchase is rounded up to the nearest dollar, and the extra change is automatically deposited into your savings account. Small amounts add up fast with no extra effort.
Comparing Canyon View Credit Union Dividends Checking with Other Accounts
When choosing a checking account, it's important to consider all available options. Canyon View CU's Dividends Checking Account offers several advantages over traditional checking accounts:
- Earning Potential: Unlike standard checking accounts, a dividend-bearing checking account rewards you for keeping a balance.
- No Maintenance Fees: Canyon View CU offers a no-fee structure, unlike many banks that charge monthly maintenance fees for basic checking accounts.
- Added Benefits: With features like free identity theft protection, free checks, and early direct deposit, Canyon View Credit Union's Dividends Checking Account gives you more than just basic banking.
Open a Dividends Checking Account at Canyon View Credit Union
Ready to start earning dividends on your checking account? Opening a Dividends Checking Account at Canyon View Credit Union is simple! Just start our easy online application process to open an account, or you can visit a Canyon View Credit Union branch in person. Whether you're looking for a better way to manage your finances or want to start earning on your balance, Canyon View Credit Union's Dividends Checking Account is the smart choice. Contact us and take the next step toward maximizing your money.
Join Canyon View Credit Union Today!
Must meet membership requirements. Subject to
approval, other restrictions apply. APY=Annual Percentage Yield. Rates are tiered and may
change after the account is opened. Dividends paid monthly. See current rates here.
Better Checking
Your Finances, Your Choice — Explore Our Checking Options.
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Enjoy hassle-free banking while earning monthly rewards just for using your account—no maintenance fees, all perks!
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Simple, stress-free checking to help you build smart financial habits from day one.